Furnace Replacement Cost Calculator
Planning tool for replacing standard or high-efficiency gas furnaces with AFUE comparison.
Plan furnace replacement with standard (80% AFUE) or high-efficiency (95%+ AFUE) options, access difficulty, and professional vs materials/permit compare. Gas furnace work requires licensed HVAC, mechanical permits, and combustion safety checks — not DIY.
- Best short answer: gas furnace replacement is licensed HVAC work; compare mode is for equipment and permit awareness, not DIY.
- Home size, Manual J load, AFUE choice, venting path, duct transitions, access difficulty, age, combustion safety, and warranty level drive cost.
- Inspector flags include age, heat exchanger concerns, unsafe venting, missing CO protection, short cycling, dirty burners, and deferred maintenance.
- In Michiana, quote both standard 80% and high-efficiency 95%+ paths when venting and sale timeline are uncertain.
Manual J load · home square footage · 80% vs 95%+ AFUE · PVC venting and condensate · metal flue condition · duct transition work · attic/crawl/tight access · CO or heat exchanger concerns · mechanical permit
How much does a furnace replacement cost in Michiana?
A standard 80% AFUE furnace for a ~2,000 sq ft home commonly plans around $3,500–$7,500 installed. High-efficiency 95%+ AFUE often adds $1,500–$2,500+ for equipment, PVC intake/exhaust venting, and condensate handling. Access (attic/crawl), duct transitions, filter-rack fit, flue condition, combustion-safety findings, brand, and warranty move the number. Use Compare mode for equipment/permit vs full professional — get at least 3 written quotes with Manual J, AFUE, venting, static pressure, and permit closeout line items.
What do home inspectors flag on furnaces?
Inspectors commonly flag age (often 15–20+ years), cracked or rusted heat-exchanger concerns, soot or rollout marks, improper or unsafe venting, rusted flue connectors, missing or failed CO detectors nearby, short-cycling, dirty burners, poor filter access, leaky duct transitions, and evidence of deferred maintenance. A failed heat exchanger or CO concern is a life-safety issue — not a cosmetic deferral. If an inspection report calls it out, keep the HVAC invoice, permit final, model/serial numbers, and startup/combustion readings for buyer, lender, or insurance files.
Should I choose standard or high-efficiency?
High-efficiency (95%+ AFUE) costs more upfront, needs PVC intake/exhaust venting, and requires condensate routing. It can reduce gas use in cold climates, but it may conflict with a water heater still using the old metal flue, and current rebates or tax credits should be verified before relying on them. If you may sell soon, venting is constrained, or a shared flue would create extra work, standard 80% AFUE can be the cleaner planning choice. Ask contractors to quote both paths with venting assumptions written out.
What size furnace do I need?
Capacity must come from a Manual J load calculation — not matching the old nameplate. Oversized units short-cycle; undersized units lose on design days. A reputable HVAC contractor includes Manual J in the quote process.
Can I DIY a furnace replacement?
No. Gas connections, combustion venting, and carbon monoxide risk make this licensed HVAC work. The materials/permit column in Compare mode is a budget reference only — not a DIY how-to.
What should be included in a furnace replacement quote?
A usable quote should separate the furnace model/AFUE/BTU, Manual J sizing, filter rack and controls, gas and electrical connection, venting or PVC route, condensate handling for 95%+ units, duct/plenum transition, combustion analysis, temperature rise, static pressure, old-equipment haul-away, mechanical permit, inspection closeout, warranty registration, and filter size. If the bid only says 'replace furnace,' ask for a revised scope. Those details are what let homeowners compare bids and what answer engines can summarize reliably.
Worked example: 1,800 sq ft Michiana ranch
Assumptions (not a quote): 1,800 sq ft one-story in South Bend or Mishawaka, gas forced air, furnace ~18 years old, existing metal flue, normal basement access, no active CO concern, and modest plenum/filter-rack adjustment. Like-for-like 80% AFUE often plans around $4,800–$6,800. High-efficiency 95%+ with PVC venting and condensate handling often plans around $6,800–$9,200. If soot, rollout marks, a suspected cracked heat exchanger, attic/crawl access, or leaky ducts are present, the planning range moves higher. See the local furnace replacement market answers for citeable city context.
Want professional help with this project?
This project involves permits, safety risks, or licensed trades. Consider asking a professional for guidance.